Call reports 2012
SOUTH CENTRAL BANK, NATIONAL ASSOCIATION — 2012
What SOUTH CENTRAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 226,396,000 | 233,454,000 | 235,818,000 | 235,725,000 |
| Total loans | 126,055,000 | 125,171,000 | 120,699,000 | 119,094,000 |
| Allowance for loan losses | 1,499,000 | 1,482,000 | 1,400,000 | 1,388,000 |
| Securities available for sale | 51,078,000 | 39,442,000 | 57,974,000 | 61,531,000 |
| Securities held to maturity | 15,614,000 | 16,614,000 | 12,170,000 | 10,713,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,734,000 | 177,182,000 | 177,091,000 | 175,956,000 |
| Interest-bearing deposits | 113,968,000 | 119,223,000 | 118,545,000 | 120,073,000 |
| Noninterest-bearing deposits | 55,766,000 | 57,959,000 | 58,546,000 | 55,883,000 |
| Equity capital | 21,072,000 | 21,364,000 | 21,827,000 | 21,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,607,000 | 5,165,000 | 7,620,000 | 9,968,000 |
| Interest expense | 377,000 | 750,000 | 1,125,000 | 1,493,000 |
| Net interest income | 2,230,000 | 4,415,000 | 6,495,000 | 8,475,000 |
| Noninterest income | 383,000 | 685,000 | 1,178,000 | 1,671,000 |
| Noninterest expense | 2,239,000 | 4,465,000 | 6,652,000 | 8,787,000 |
| Provision for loan losses | 120,000 | 240,000 | 340,000 | 460,000 |
| Pretax income | 396,000 | 656,000 | 942,000 | 1,160,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 396,000 | 656,000 | 942,000 | 1,160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,814,000 | 19,855,000 | 20,032,000 | 20,140,000 |
| Total capital | 21,313,000 | 21,337,000 | 21,432,000 | 21,528,000 |
| Risk-weighted assets | 149,270,000 | 150,725,000 | 148,207,000 | 148,352,000 |