Call reports 2011
SOUTH CENTRAL BANK, NATIONAL ASSOCIATION — 2011
What SOUTH CENTRAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 236,788,000 | 237,079,000 | 238,224,000 | 235,866,000 |
| Total loans | 136,044,000 | 134,449,000 | 132,966,000 | 130,270,000 |
| Allowance for loan losses | 1,535,000 | 1,571,000 | 1,419,000 | 1,448,000 |
| Securities available for sale | 39,320,000 | 44,588,000 | 43,619,000 | 48,460,000 |
| Securities held to maturity | 14,927,000 | 15,172,000 | 14,169,000 | 14,169,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,009,000 | 174,888,000 | 174,089,000 | 174,215,000 |
| Interest-bearing deposits | 129,334,000 | 123,704,000 | 117,558,000 | 116,667,000 |
| Noninterest-bearing deposits | 49,675,000 | 51,184,000 | 56,531,000 | 57,548,000 |
| Equity capital | 19,170,000 | 19,799,000 | 20,539,000 | 21,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,856,000 | 5,659,000 | 8,418,000 | 11,127,000 |
| Interest expense | 556,000 | 1,075,000 | 1,554,000 | 1,957,000 |
| Net interest income | 2,300,000 | 4,584,000 | 6,864,000 | 9,170,000 |
| Noninterest income | 299,000 | 569,000 | 934,000 | 1,398,000 |
| Noninterest expense | 2,145,000 | 4,277,000 | 6,511,000 | 8,654,000 |
| Provision for loan losses | 120,000 | 240,000 | 330,000 | 460,000 |
| Pretax income | 334,000 | 636,000 | 957,000 | 1,454,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 334,000 | 636,000 | 957,000 | 1,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,283,000 | 19,366,000 | 19,450,000 | 19,673,000 |
| Total capital | 20,818,000 | 20,937,000 | 20,869,000 | 21,121,000 |
| Risk-weighted assets | 158,534,000 | 158,339,000 | 156,823,000 | 154,513,000 |