Call reports 2025
BNY MELLON, NATIONAL ASSOCIATION — 2025
What BNY MELLON, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 30,061,000,000 | 29,578,000,000 | 31,312,000,000 | 31,329,000,000 |
| Total loans | 18,311,000,000 | 18,809,000,000 | 18,720,000,000 | 18,795,000,000 |
| Allowance for loan losses | 23,000,000 | 22,000,000 | 23,000,000 | 21,000,000 |
| Securities available for sale | 99,000,000 | 97,000,000 | 95,000,000 | 94,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,327,000,000 | 24,808,000,000 | 26,503,000,000 | 26,728,000,000 |
| Interest-bearing deposits | 24,599,000,000 | 24,182,000,000 | 25,921,000,000 | 25,559,000,000 |
| Noninterest-bearing deposits | 728,000,000 | 626,000,000 | 582,000,000 | 1,169,000,000 |
| Equity capital | 3,632,000,000 | 3,666,000,000 | 3,509,000,000 | 3,496,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 317,000,000 | 632,000,000 | 958,000,000 | 1,273,000,000 |
| Interest expense | 236,000,000 | 474,000,000 | 721,000,000 | 953,000,000 |
| Net interest income | 81,000,000 | 158,000,000 | 237,000,000 | 320,000,000 |
| Noninterest income | 208,000,000 | 414,000,000 | 635,000,000 | 840,000,000 |
| Noninterest expense | 227,000,000 | 413,000,000 | 601,000,000 | 780,000,000 |
| Provision for loan losses | 2,000,000 | 1,000,000 | 2,000,000 | 0 |
| Pretax income | 60,000,000 | 158,000,000 | 269,000,000 | 380,000,000 |
| Income tax | 10,000,000 | 34,000,000 | 62,000,000 | 93,000,000 |
| Net income | 50,000,000 | 124,000,000 | 207,000,000 | 287,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,957,000,000 | 1,993,000,000 | 1,837,000,000 | 1,826,000,000 |
| Total capital | 2,182,000,000 | 2,216,000,000 | 2,061,000,000 | 2,048,000,000 |
| Risk-weighted assets | 14,206,000,000 | 14,295,000,000 | 13,034,000,000 | 12,723,000,000 |