Call reports 2025
FIRST NATIONAL BANK OF ALLENDALE, THE — 2025
What FIRST NATIONAL BANK OF ALLENDALE, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 396,939,000 | 391,832,000 | 391,193,000 | 434,309,000 |
| Total loans | 267,118,000 | 267,090,000 | 269,104,000 | 277,491,000 |
| Allowance for loan losses | 3,098,000 | 2,256,000 | 2,322,000 | 2,469,000 |
| Securities available for sale | 78,837,000 | 78,153,000 | 80,199,000 | 81,694,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 345,974,000 | 343,693,000 | 340,554,000 | 383,072,000 |
| Interest-bearing deposits | 283,843,000 | 279,901,000 | 277,355,000 | 311,942,000 |
| Noninterest-bearing deposits | 62,131,000 | 63,792,000 | 63,199,000 | 71,130,000 |
| Equity capital | 33,127,000 | 33,456,000 | 35,941,000 | 36,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,942,000 | 10,052,000 | 15,197,000 | 20,748,000 |
| Interest expense | 1,817,000 | 3,675,000 | 5,539,000 | 7,472,000 |
| Net interest income | 3,125,000 | 6,377,000 | 9,658,000 | 13,276,000 |
| Noninterest income | 322,000 | 684,000 | 1,104,000 | 1,499,000 |
| Noninterest expense | 2,129,000 | 4,259,000 | 6,436,000 | 8,687,000 |
| Provision for loan losses | 75,000 | 450,000 | 670,000 | 1,045,000 |
| Pretax income | 1,246,000 | 2,355,000 | 3,659,000 | 5,046,000 |
| Income tax | 292,000 | 541,000 | 874,000 | 1,190,000 |
| Net income | 954,000 | 1,814,000 | 2,785,000 | 3,856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,845,000 | 38,217,000 | 39,192,000 | 39,812,000 |