Call reports 2021
FIRST NATIONAL BANK OF ALLENDALE, THE — 2021
What FIRST NATIONAL BANK OF ALLENDALE, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 315,651,000 | 317,838,000 | 319,317,000 | 330,467,000 |
| Total loans | 182,964,000 | 182,538,000 | 186,236,000 | 200,808,000 |
| Allowance for loan losses | 2,406,000 | 2,405,000 | 2,381,000 | 2,305,000 |
| Securities available for sale | 69,555,000 | 90,355,000 | 102,789,000 | 101,096,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,366,000 | 280,349,000 | 281,787,000 | 293,382,000 |
| Interest-bearing deposits | 212,622,000 | 222,356,000 | 220,864,000 | 231,066,000 |
| Noninterest-bearing deposits | 65,744,000 | 57,993,000 | 60,923,000 | 62,316,000 |
| Equity capital | 30,365,000 | 30,660,000 | 31,664,000 | 31,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,527,000 | 5,229,000 | 8,163,000 | 10,800,000 |
| Interest expense | 340,000 | 665,000 | 984,000 | 1,276,000 |
| Net interest income | 2,187,000 | 4,564,000 | 7,179,000 | 9,524,000 |
| Noninterest income | 405,000 | 711,000 | 1,049,000 | 1,339,000 |
| Noninterest expense | 1,576,000 | 3,169,000 | 4,872,000 | 6,585,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 941,000 | 2,031,000 | 3,281,000 | 4,203,000 |
| Income tax | 219,000 | 491,000 | 800,000 | 1,038,000 |
| Net income | 722,000 | 1,540,000 | 2,481,000 | 3,165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,128,000 | 29,549,000 | 30,491,000 | 30,778,000 |