Call reports 2019
FIRST NATIONAL BANK OF ALLENDALE, THE — 2019
What FIRST NATIONAL BANK OF ALLENDALE, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 234,528,000 | 236,073,000 | 239,993,000 | 252,914,000 |
| Total loans | 158,682,000 | 163,888,000 | 166,188,000 | 171,075,000 |
| Allowance for loan losses | 1,652,000 | 1,766,000 | 1,997,000 | 2,074,000 |
| Securities available for sale | 50,937,000 | 47,725,000 | 48,997,000 | 49,048,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,992,000 | 201,705,000 | 205,703,000 | 218,132,000 |
| Interest-bearing deposits | 162,220,000 | 166,541,000 | 168,212,000 | 180,381,000 |
| Noninterest-bearing deposits | 37,772,000 | 35,164,000 | 37,491,000 | 37,751,000 |
| Equity capital | 25,262,000 | 25,930,000 | 26,628,000 | 27,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,454,000 | 5,009,000 | 7,649,000 | 10,307,000 |
| Interest expense | 500,000 | 1,048,000 | 1,590,000 | 2,124,000 |
| Net interest income | 1,954,000 | 3,961,000 | 6,059,000 | 8,183,000 |
| Noninterest income | 240,000 | 483,000 | 812,000 | 1,162,000 |
| Noninterest expense | 1,314,000 | 2,648,000 | 4,065,000 | 5,484,000 |
| Provision for loan losses | 115,000 | 235,000 | 455,000 | 575,000 |
| Pretax income | 765,000 | 1,601,000 | 2,396,000 | 3,342,000 |
| Income tax | 191,000 | 403,000 | 630,000 | 698,000 |
| Net income | 574,000 | 1,198,000 | 1,766,000 | 2,644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,964,000 | 25,232,000 | 25,803,000 | 26,323,000 |
| Total capital | 26,701,000 | 27,083,000 | 27,885,000 | 28,482,000 |
| Risk-weighted assets | 165,388,000 | 169,894,000 | 171,495,000 | 181,073,000 |