Call reports 2018
FIRST NATIONAL BANK OF ALLENDALE, THE — 2018
What FIRST NATIONAL BANK OF ALLENDALE, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 227,349,000 | 223,383,000 | 222,720,000 | 231,936,000 |
| Total loans | 145,461,000 | 147,670,000 | 152,122,000 | 158,741,000 |
| Allowance for loan losses | 1,670,000 | 1,804,000 | 1,453,000 | 1,580,000 |
| Securities available for sale | 53,125,000 | 52,504,000 | 49,552,000 | 49,531,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,335,000 | 187,388,000 | 182,360,000 | 198,259,000 |
| Interest-bearing deposits | 158,539,000 | 155,318,000 | 149,407,000 | 161,609,000 |
| Noninterest-bearing deposits | 36,796,000 | 32,070,000 | 32,953,000 | 36,650,000 |
| Equity capital | 23,091,000 | 23,489,000 | 23,706,000 | 24,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,131,000 | 4,370,000 | 6,678,000 | 9,093,000 |
| Interest expense | 248,000 | 520,000 | 840,000 | 1,276,000 |
| Net interest income | 1,883,000 | 3,850,000 | 5,838,000 | 7,817,000 |
| Noninterest income | 250,000 | 530,000 | 798,000 | 1,093,000 |
| Noninterest expense | 1,262,000 | 2,535,000 | 3,826,000 | 5,129,000 |
| Provision for loan losses | 150,000 | 300,000 | 750,000 | 950,000 |
| Pretax income | 728,000 | 1,545,000 | 2,022,000 | 2,793,000 |
| Income tax | 168,000 | 368,000 | 478,000 | 648,000 |
| Net income | 560,000 | 1,177,000 | 1,544,000 | 2,145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,483,000 | 23,762,000 | 24,132,000 | 24,387,000 |
| Total capital | 25,238,000 | 25,651,000 | 25,670,000 | 26,052,000 |
| Risk-weighted assets | 151,273,000 | 152,003,000 | 157,392,000 | 166,235,000 |