Call reports 2017
FIRST NATIONAL BANK OF ALLENDALE, THE — 2017
What FIRST NATIONAL BANK OF ALLENDALE, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 213,382,000 | 211,523,000 | 212,125,000 | 222,329,000 |
| Total loans | 142,941,000 | 140,778,000 | 141,181,000 | 147,478,000 |
| Allowance for loan losses | 1,416,000 | 1,558,000 | 1,487,000 | 1,519,000 |
| Securities available for sale | 47,708,000 | 44,660,000 | 45,495,000 | 48,189,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,925,000 | 176,245,000 | 178,639,000 | 189,445,000 |
| Interest-bearing deposits | 147,723,000 | 144,121,000 | 144,967,000 | 152,897,000 |
| Noninterest-bearing deposits | 34,202,000 | 32,124,000 | 33,672,000 | 36,548,000 |
| Equity capital | 22,727,000 | 22,963,000 | 23,213,000 | 22,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,935,000 | 3,944,000 | 5,992,000 | 8,089,000 |
| Interest expense | 199,000 | 414,000 | 648,000 | 892,000 |
| Net interest income | 1,736,000 | 3,530,000 | 5,344,000 | 7,197,000 |
| Noninterest income | 225,000 | 476,000 | 735,000 | 1,013,000 |
| Noninterest expense | 1,160,000 | 2,402,000 | 3,622,000 | 4,914,000 |
| Provision for loan losses | 150,000 | 300,000 | 800,000 | 950,000 |
| Pretax income | 651,000 | 1,310,000 | 1,707,000 | 2,397,000 |
| Income tax | 199,000 | 405,000 | 501,000 | 888,000 |
| Net income | 452,000 | 905,000 | 1,206,000 | 1,509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,560,000 | 22,666,000 | 22,968,000 | 22,940,000 |
| Total capital | 24,061,000 | 24,309,000 | 24,540,000 | 24,544,000 |
| Risk-weighted assets | 146,806,000 | 143,771,000 | 144,682,000 | 154,464,000 |