Call reports 2016
FIRST NATIONAL BANK OF ALLENDALE, THE — 2016
What FIRST NATIONAL BANK OF ALLENDALE, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 195,281,000 | 215,027,000 | 209,392,000 | 211,708,000 |
| Total loans | 134,634,000 | 137,542,000 | 139,412,000 | 143,626,000 |
| Allowance for loan losses | 1,339,000 | 1,336,000 | 1,541,000 | 1,284,000 |
| Securities available for sale | 41,944,000 | 47,780,000 | 43,543,000 | 42,235,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,794,000 | 181,364,000 | 174,138,000 | 178,545,000 |
| Interest-bearing deposits | 136,635,000 | 148,301,000 | 142,766,000 | 144,224,000 |
| Noninterest-bearing deposits | 26,159,000 | 33,063,000 | 31,372,000 | 34,321,000 |
| Equity capital | 21,940,000 | 22,049,000 | 22,295,000 | 22,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,785,000 | 3,650,000 | 5,568,000 | 7,519,000 |
| Interest expense | 204,000 | 415,000 | 613,000 | 813,000 |
| Net interest income | 1,581,000 | 3,235,000 | 4,955,000 | 6,706,000 |
| Noninterest income | 208,000 | 440,000 | 691,000 | 961,000 |
| Noninterest expense | 1,162,000 | 2,334,000 | 3,581,000 | 4,790,000 |
| Provision for loan losses | 125,000 | 200,000 | 525,000 | 700,000 |
| Pretax income | 598,000 | 1,246,000 | 1,644,000 | 2,280,000 |
| Income tax | 195,000 | 405,000 | 548,000 | 539,000 |
| Net income | 403,000 | 841,000 | 1,096,000 | 1,741,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,748,000 | 21,459,000 | 21,669,000 | 22,128,000 |
| Total capital | 23,172,000 | 22,880,000 | 23,295,000 | 23,497,000 |
| Risk-weighted assets | 139,017,000 | 142,005,000 | 141,666,000 | 145,346,000 |