Call reports 2015
FIRST NATIONAL BANK OF ALLENDALE, THE — 2015
What FIRST NATIONAL BANK OF ALLENDALE, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 187,021,000 | 184,629,000 | 184,975,000 | 192,076,000 |
| Total loans | 120,070,000 | 122,703,000 | 122,984,000 | 131,043,000 |
| Allowance for loan losses | 1,313,000 | 1,321,000 | 1,363,000 | 1,383,000 |
| Securities available for sale | 44,227,000 | 44,977,000 | 43,310,000 | 41,473,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,784,000 | 152,933,000 | 153,244,000 | 160,332,000 |
| Interest-bearing deposits | 129,690,000 | 128,937,000 | 128,377,000 | 133,229,000 |
| Noninterest-bearing deposits | 25,094,000 | 23,996,000 | 24,867,000 | 27,103,000 |
| Equity capital | 21,146,000 | 21,081,000 | 21,569,000 | 21,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,676,000 | 3,406,000 | 5,165,000 | 6,953,000 |
| Interest expense | 186,000 | 368,000 | 549,000 | 734,000 |
| Net interest income | 1,490,000 | 3,038,000 | 4,616,000 | 6,219,000 |
| Noninterest income | 192,000 | 414,000 | 657,000 | 903,000 |
| Noninterest expense | 1,054,000 | 2,104,000 | 3,151,000 | 4,279,000 |
| Provision for loan losses | 40,000 | 100,000 | 160,000 | 220,000 |
| Pretax income | 598,000 | 1,258,000 | 1,973,000 | 2,634,000 |
| Income tax | 181,000 | 391,000 | 624,000 | 879,000 |
| Net income | 417,000 | 867,000 | 1,349,000 | 1,755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,726,000 | 20,860,000 | 21,240,000 | 21,445,000 |
| Total capital | 22,124,000 | 22,266,000 | 22,688,000 | 22,913,000 |
| Risk-weighted assets | 118,210,000 | 127,119,000 | 129,367,000 | 136,172,000 |