Call reports 2013
FIRST NATIONAL BANK OF ALLENDALE, THE — 2013
What FIRST NATIONAL BANK OF ALLENDALE, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 181,988,000 | 177,093,000 | 180,052,000 | 184,390,000 |
| Total loans | 102,212,000 | 100,519,000 | 103,096,000 | 109,410,000 |
| Allowance for loan losses | 1,423,000 | 1,430,000 | 1,368,000 | 1,275,000 |
| Securities available for sale | 54,935,000 | 60,637,000 | 60,353,000 | 60,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,782,000 | 147,999,000 | 146,116,000 | 147,295,000 |
| Interest-bearing deposits | 126,209,000 | 122,767,000 | 121,573,000 | 122,160,000 |
| Noninterest-bearing deposits | 25,573,000 | 25,232,000 | 24,543,000 | 25,135,000 |
| Equity capital | 19,134,000 | 18,864,000 | 19,128,000 | 19,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,633,000 | 3,231,000 | 4,849,000 | 6,488,000 |
| Interest expense | 247,000 | 476,000 | 691,000 | 898,000 |
| Net interest income | 1,386,000 | 2,755,000 | 4,158,000 | 5,590,000 |
| Noninterest income | 189,000 | 441,000 | 654,000 | 886,000 |
| Noninterest expense | 1,001,000 | 1,942,000 | 2,893,000 | 3,868,000 |
| Provision for loan losses | 37,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 543,000 | 1,185,000 | 1,850,000 | 2,546,000 |
| Income tax | 158,000 | 332,000 | 512,000 | 820,000 |
| Net income | 385,000 | 853,000 | 1,338,000 | 1,726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,469,000 | 18,561,000 | 18,931,000 | 19,210,000 |
| Total capital | 19,833,000 | 19,926,000 | 20,300,000 | 20,570,000 |
| Risk-weighted assets | 108,988,000 | 109,057,000 | 109,448,000 | 115,122,000 |