Call reports 2012
FIRST NATIONAL BANK OF ALLENDALE, THE — 2012
What FIRST NATIONAL BANK OF ALLENDALE, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 169,075,000 | 168,650,000 | 169,942,000 | 175,771,000 |
| Total loans | 99,059,000 | 97,879,000 | 99,272,000 | 103,649,000 |
| Allowance for loan losses | 1,236,000 | 1,330,000 | 1,406,000 | 1,359,000 |
| Securities available for sale | 47,422,000 | 49,597,000 | 49,041,000 | 51,176,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,794,000 | 137,687,000 | 139,408,000 | 145,681,000 |
| Interest-bearing deposits | 116,187,000 | 115,468,000 | 118,279,000 | 122,420,000 |
| Noninterest-bearing deposits | 21,607,000 | 22,219,000 | 21,129,000 | 23,261,000 |
| Equity capital | 18,137,000 | 18,255,000 | 18,745,000 | 18,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,711,000 | 3,404,000 | 5,093,000 | 6,741,000 |
| Interest expense | 337,000 | 649,000 | 941,000 | 1,207,000 |
| Net interest income | 1,374,000 | 2,755,000 | 4,152,000 | 5,534,000 |
| Noninterest income | 194,000 | 383,000 | 637,000 | 867,000 |
| Noninterest expense | 850,000 | 1,721,000 | 2,702,000 | 3,702,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 643,000 | 1,267,000 | 1,931,000 | 2,468,000 |
| Income tax | 186,000 | 383,000 | 577,000 | 707,000 |
| Net income | 457,000 | 884,000 | 1,354,000 | 1,761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,280,000 | 17,457,000 | 17,926,000 | 18,084,000 |
| Total capital | 18,540,000 | 18,733,000 | 19,239,000 | 19,434,000 |
| Risk-weighted assets | 100,745,000 | 101,928,000 | 104,827,000 | 107,866,000 |