Call reports 2011
FIRST NATIONAL BANK OF ALLENDALE, THE — 2011
What FIRST NATIONAL BANK OF ALLENDALE, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 151,900,000 | 157,660,000 | 158,226,000 | 165,581,000 |
| Total loans | 95,504,000 | 98,029,000 | 98,763,000 | 104,305,000 |
| Allowance for loan losses | 1,165,000 | 1,197,000 | 1,268,000 | 1,292,000 |
| Securities available for sale | 46,138,000 | 44,587,000 | 46,441,000 | 47,822,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,374,000 | 128,954,000 | 128,106,000 | 134,191,000 |
| Interest-bearing deposits | 109,320,000 | 111,407,000 | 109,778,000 | 112,777,000 |
| Noninterest-bearing deposits | 16,054,000 | 17,547,000 | 18,328,000 | 21,414,000 |
| Equity capital | 16,346,000 | 16,774,000 | 17,402,000 | 17,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,668,000 | 3,382,000 | 5,162,000 | 6,918,000 |
| Interest expense | 370,000 | 738,000 | 1,101,000 | 1,455,000 |
| Net interest income | 1,298,000 | 2,644,000 | 4,061,000 | 5,463,000 |
| Noninterest income | 165,000 | 333,000 | 526,000 | 677,000 |
| Noninterest expense | 820,000 | 1,638,000 | 2,480,000 | 3,321,000 |
| Provision for loan losses | 105,000 | 210,000 | 360,000 | 460,000 |
| Pretax income | 564,000 | 1,151,000 | 1,804,000 | 2,428,000 |
| Income tax | 163,000 | 347,000 | 576,000 | 759,000 |
| Net income | 401,000 | 804,000 | 1,228,000 | 1,669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,015,000 | 16,178,000 | 16,602,000 | 16,822,000 |
| Total capital | 17,235,000 | 17,383,000 | 17,836,000 | 18,101,000 |
| Risk-weighted assets | 97,573,000 | 96,353,000 | 98,616,000 | 104,806,000 |