Call reports 2025
FIRST BANK — 2025
What FIRST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 747,620,000 | 726,786,000 | 735,228,000 | 729,538,000 |
| Total loans | 529,393,000 | 527,658,000 | 541,422,000 | 540,808,000 |
| Allowance for loan losses | 5,910,000 | 6,063,000 | 6,235,000 | 6,479,000 |
| Securities available for sale | 165,697,000 | 161,566,000 | 155,327,000 | 152,428,000 |
| Securities held to maturity | 595,000 | 595,000 | 595,000 | 595,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 628,176,000 | 601,318,000 | 579,537,000 | 598,877,000 |
| Interest-bearing deposits | 512,572,000 | 493,190,000 | 462,638,000 | 479,845,000 |
| Noninterest-bearing deposits | 115,604,000 | 108,128,000 | 116,899,000 | 119,032,000 |
| Equity capital | 83,841,000 | 86,404,000 | 89,483,000 | 91,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,034,000 | 18,297,000 | 27,772,000 | 37,365,000 |
| Interest expense | 3,315,000 | 6,658,000 | 9,893,000 | 13,063,000 |
| Net interest income | 5,719,000 | 11,639,000 | 17,879,000 | 24,302,000 |
| Noninterest income | 627,000 | 1,275,000 | 1,953,000 | 2,627,000 |
| Noninterest expense | 3,368,000 | 6,588,000 | 10,161,000 | 13,977,000 |
| Provision for loan losses | 103,000 | 256,000 | 484,000 | 737,000 |
| Pretax income | 2,399,000 | 5,594,000 | 8,685,000 | 11,720,000 |
| Income tax | 523,000 | 1,239,000 | 1,927,000 | 2,596,000 |
| Net income | 1,876,000 | 4,355,000 | 6,758,000 | 9,124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,374,000 | 86,228,000 | 87,631,000 | 88,897,000 |
| Total capital | 90,284,000 | 92,291,000 | 93,866,000 | 95,376,000 |
| Risk-weighted assets | 514,218,000 | 510,737,000 | 523,727,000 | 521,562,000 |