Call reports 2023
FIRST BANK — 2023
What FIRST BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 693,282,000 | 693,605,000 | 700,390,000 | 710,597,000 |
| Total loans | 443,141,000 | 455,427,000 | 465,190,000 | 468,055,000 |
| Allowance for loan losses | 5,186,000 | 5,288,000 | 5,333,000 | 5,326,000 |
| Securities available for sale | 202,163,000 | 194,442,000 | 189,197,000 | 196,203,000 |
| Securities held to maturity | 595,000 | 595,000 | 595,000 | 591,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 589,542,000 | 580,785,000 | 586,667,000 | 593,847,000 |
| Interest-bearing deposits | 478,418,000 | 472,029,000 | 472,897,000 | 473,253,000 |
| Noninterest-bearing deposits | 111,124,000 | 108,756,000 | 113,770,000 | 120,594,000 |
| Equity capital | 69,323,000 | 69,394,000 | 68,303,000 | 74,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,433,000 | 13,397,000 | 20,740,000 | 28,372,000 |
| Interest expense | 2,024,000 | 4,616,000 | 7,619,000 | 10,820,000 |
| Net interest income | 4,409,000 | 8,781,000 | 13,121,000 | 17,552,000 |
| Noninterest income | 647,000 | 1,324,000 | 1,960,000 | 2,769,000 |
| Noninterest expense | 3,109,000 | 6,112,000 | 9,453,000 | 12,595,000 |
| Provision for loan losses | 75,000 | 149,000 | 188,000 | 192,000 |
| Pretax income | 1,748,000 | 3,737,000 | 5,346,000 | 7,479,000 |
| Income tax | 373,000 | 810,000 | 1,168,000 | 1,652,000 |
| Net income | 1,375,000 | 2,927,000 | 4,178,000 | 5,827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,210,000 | 75,593,000 | 76,674,000 | 77,903,000 |
| Total capital | 79,396,000 | 80,881,000 | 82,007,000 | 83,229,000 |
| Risk-weighted assets | 443,465,000 | 453,476,000 | 461,838,000 | 465,372,000 |