Call reports 2020
FIRST BANK — 2020
What FIRST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 535,806,000 | 582,560,000 | 605,979,000 | 611,406,000 |
| Total loans | 422,616,000 | 442,584,000 | 434,420,000 | 411,551,000 |
| Allowance for loan losses | 4,435,000 | 4,325,000 | 4,610,000 | 4,584,000 |
| Securities available for sale | 32,178,000 | 31,420,000 | 36,501,000 | 49,552,000 |
| Securities held to maturity | 595,000 | 595,000 | 595,000 | 595,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 463,711,000 | 508,411,000 | 531,250,000 | 535,845,000 |
| Interest-bearing deposits | 442,246,000 | 483,849,000 | 509,517,000 | 510,645,000 |
| Noninterest-bearing deposits | 21,465,000 | 24,562,000 | 21,733,000 | 25,200,000 |
| Equity capital | 66,326,000 | 67,762,000 | 68,976,000 | 69,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,612,000 | 11,097,000 | 16,299,000 | 21,813,000 |
| Interest expense | 1,277,000 | 2,384,000 | 3,328,000 | 4,047,000 |
| Net interest income | 4,335,000 | 8,713,000 | 12,971,000 | 17,766,000 |
| Noninterest income | 476,000 | 921,000 | 1,425,000 | 1,912,000 |
| Noninterest expense | 2,617,000 | 5,537,000 | 8,246,000 | 11,197,000 |
| Provision for loan losses | 336,000 | 723,000 | 1,201,000 | 2,457,000 |
| Pretax income | 2,054,000 | 3,630,000 | 5,435,000 | 6,517,000 |
| Income tax | 465,000 | 811,000 | 1,214,000 | 1,422,000 |
| Net income | 1,589,000 | 2,819,000 | 4,221,000 | 5,095,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,993,000 | 60,303,000 | 61,785,000 | 62,739,000 |
| Total capital | 63,428,000 | 64,628,000 | 66,395,000 | 67,323,000 |
| Risk-weighted assets | 412,661,000 | 401,771,000 | 393,411,000 | 387,652,000 |