Call reports 2019
FIRST BANK — 2019
What FIRST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 417,883,000 | 414,904,000 | 520,200,000 | 529,803,000 |
| Total loans | 329,391,000 | 339,477,000 | 430,635,000 | 423,087,000 |
| Allowance for loan losses | 3,902,000 | 4,072,000 | 3,724,000 | 4,101,000 |
| Securities available for sale | 38,749,000 | 39,304,000 | 39,296,000 | 39,970,000 |
| Securities held to maturity | 750,000 | 595,000 | 595,000 | 595,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 355,135,000 | 351,342,000 | 454,946,000 | 458,090,000 |
| Interest-bearing deposits | 339,398,000 | 335,954,000 | 437,782,000 | 438,878,000 |
| Noninterest-bearing deposits | 15,737,000 | 15,388,000 | 17,164,000 | 19,212,000 |
| Equity capital | 55,325,000 | 57,065,000 | 58,552,000 | 64,568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,557,000 | 9,236,000 | 14,523,000 | 20,286,000 |
| Interest expense | 826,000 | 1,800,000 | 3,002,000 | 4,323,000 |
| Net interest income | 3,731,000 | 7,436,000 | 11,521,000 | 15,963,000 |
| Noninterest income | 411,000 | 839,000 | 1,324,000 | 1,859,000 |
| Noninterest expense | 1,951,000 | 4,163,000 | 6,598,000 | 9,685,000 |
| Provision for loan losses | 72,000 | 244,000 | 558,000 | 1,233,000 |
| Pretax income | 2,119,000 | 3,868,000 | 5,689,000 | 6,904,000 |
| Income tax | 512,000 | 897,000 | 1,312,000 | 1,595,000 |
| Net income | 1,607,000 | 2,971,000 | 4,377,000 | 5,309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,378,000 | 54,743,000 | 51,240,000 | 57,323,000 |
| Total capital | 57,280,000 | 58,815,000 | 54,964,000 | 61,424,000 |
| Risk-weighted assets | 323,460,000 | 331,629,000 | 422,875,000 | 415,378,000 |