Call reports 2018
FIRST BANK — 2018
What FIRST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 385,560,000 | 376,552,000 | 396,504,000 | 407,461,000 |
| Total loans | 305,463,000 | 311,361,000 | 315,909,000 | 316,392,000 |
| Allowance for loan losses | 3,372,000 | 3,585,000 | 3,678,000 | 3,831,000 |
| Securities available for sale | 35,009,000 | 34,959,000 | 35,343,000 | 36,026,000 |
| Securities held to maturity | 909,000 | 751,000 | 751,000 | 751,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 327,567,000 | 318,110,000 | 336,785,000 | 346,197,000 |
| Interest-bearing deposits | 312,745,000 | 301,801,000 | 323,260,000 | 329,557,000 |
| Noninterest-bearing deposits | 14,822,000 | 16,309,000 | 13,525,000 | 16,640,000 |
| Equity capital | 49,649,000 | 50,752,000 | 51,895,000 | 53,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,790,000 | 7,816,000 | 11,974,000 | 16,365,000 |
| Interest expense | 573,000 | 1,226,000 | 1,940,000 | 2,739,000 |
| Net interest income | 3,217,000 | 6,590,000 | 10,034,000 | 13,626,000 |
| Noninterest income | 449,000 | 870,000 | 1,342,000 | 1,774,000 |
| Noninterest expense | 2,035,000 | 4,141,000 | 6,249,000 | 8,529,000 |
| Provision for loan losses | 150,000 | 360,000 | 510,000 | 660,000 |
| Pretax income | 1,470,000 | 2,948,000 | 4,606,000 | 6,125,000 |
| Income tax | 335,000 | 670,000 | 1,053,000 | 1,365,000 |
| Net income | 1,135,000 | 2,278,000 | 3,553,000 | 4,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,147,000 | 48,314,000 | 49,325,000 | 51,772,000 |
| Total capital | 51,519,000 | 51,899,000 | 53,003,000 | 55,603,000 |
| Risk-weighted assets | 301,409,000 | 305,297,000 | 310,172,000 | 311,449,000 |