Call reports 2016
FIRST BANK — 2016
What FIRST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 340,341,000 | 338,748,000 | 348,776,000 | 358,616,000 |
| Total loans | 285,319,000 | 285,023,000 | 286,507,000 | 275,527,000 |
| Allowance for loan losses | 3,233,000 | 3,365,000 | 3,421,000 | 3,376,000 |
| Securities available for sale | 27,709,000 | 26,641,000 | 25,442,000 | 27,585,000 |
| Securities held to maturity | 800,000 | 400,000 | 400,000 | 400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,580,000 | 283,162,000 | 295,132,000 | 304,441,000 |
| Interest-bearing deposits | 232,863,000 | 229,597,000 | 243,914,000 | 246,392,000 |
| Noninterest-bearing deposits | 51,717,000 | 53,565,000 | 51,218,000 | 58,049,000 |
| Equity capital | 43,496,000 | 44,478,000 | 45,266,000 | 45,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,549,000 | 7,756,000 | 11,151,000 | 14,526,000 |
| Interest expense | 389,000 | 798,000 | 1,225,000 | 1,685,000 |
| Net interest income | 3,160,000 | 6,958,000 | 9,926,000 | 12,841,000 |
| Noninterest income | 414,000 | 800,000 | 1,196,000 | 1,564,000 |
| Noninterest expense | 1,864,000 | 3,789,000 | 5,796,000 | 8,002,000 |
| Provision for loan losses | 396,000 | 1,340,000 | 1,436,000 | 1,532,000 |
| Pretax income | 1,314,000 | 2,629,000 | 3,890,000 | 4,871,000 |
| Income tax | 424,000 | 850,000 | 1,258,000 | 1,519,000 |
| Net income | 890,000 | 1,779,000 | 2,632,000 | 3,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,275,000 | 42,164,000 | 43,017,000 | 43,737,000 |
| Total capital | 44,508,000 | 45,529,000 | 46,438,000 | 47,113,000 |
| Risk-weighted assets | 286,703,000 | 284,057,000 | 285,419,000 | 275,752,000 |