Call reports 2015
FIRST BANK — 2015
What FIRST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 329,062,000 | 325,386,000 | 337,335,000 | 337,344,000 |
| Total loans | 252,973,000 | 267,270,000 | 272,183,000 | 279,514,000 |
| Allowance for loan losses | 3,025,000 | 3,057,000 | 3,173,000 | 3,255,000 |
| Securities available for sale | 30,727,000 | 28,704,000 | 28,597,000 | 28,354,000 |
| Securities held to maturity | 1,670,000 | 1,270,000 | 1,270,000 | 800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,523,000 | 275,794,000 | 287,278,000 | 282,027,000 |
| Interest-bearing deposits | 231,107,000 | 226,084,000 | 236,049,000 | 227,100,000 |
| Noninterest-bearing deposits | 49,416,000 | 49,710,000 | 51,229,000 | 54,927,000 |
| Equity capital | 40,324,000 | 41,025,000 | 41,899,000 | 42,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,980,000 | 6,033,000 | 9,191,000 | 12,388,000 |
| Interest expense | 341,000 | 685,000 | 1,026,000 | 1,377,000 |
| Net interest income | 2,639,000 | 5,348,000 | 8,165,000 | 11,011,000 |
| Noninterest income | 384,000 | 783,000 | 1,193,000 | 1,587,000 |
| Noninterest expense | 1,998,000 | 3,819,000 | 5,712,000 | 7,659,000 |
| Provision for loan losses | 27,000 | 66,000 | 180,000 | 520,000 |
| Pretax income | 1,019,000 | 2,267,000 | 3,488,000 | 4,441,000 |
| Income tax | 307,000 | 700,000 | 1,093,000 | 1,383,000 |
| Net income | 712,000 | 1,567,000 | 2,395,000 | 3,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,039,000 | 38,894,000 | 39,723,000 | 40,385,000 |
| Total capital | 41,064,000 | 41,951,000 | 42,896,000 | 43,640,000 |
| Risk-weighted assets | 254,775,000 | 268,416,000 | 277,213,000 | 282,907,000 |