Call reports 2014
FIRST BANK — 2014
What FIRST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 332,761,000 | 323,265,000 | 324,675,000 | 324,155,000 |
| Total loans | 248,708,000 | 252,252,000 | 253,813,000 | 257,747,000 |
| Allowance for loan losses | 2,811,000 | 2,853,000 | 2,878,000 | 2,917,000 |
| Securities available for sale | 42,885,000 | 39,546,000 | 38,079,000 | 34,367,000 |
| Securities held to maturity | 2,140,000 | 2,140,000 | 2,140,000 | 1,670,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,249,000 | 265,232,000 | 272,165,000 | 275,945,000 |
| Interest-bearing deposits | 242,676,000 | 219,107,000 | 226,237,000 | 220,356,000 |
| Noninterest-bearing deposits | 44,573,000 | 46,125,000 | 45,928,000 | 55,589,000 |
| Equity capital | 37,168,000 | 38,176,000 | 38,922,000 | 39,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,016,000 | 6,118,000 | 9,188,000 | 12,311,000 |
| Interest expense | 374,000 | 744,000 | 1,113,000 | 1,461,000 |
| Net interest income | 2,642,000 | 5,374,000 | 8,075,000 | 10,850,000 |
| Noninterest income | 394,000 | 779,000 | 1,189,000 | 1,564,000 |
| Noninterest expense | 1,971,000 | 3,791,000 | 5,796,000 | 7,770,000 |
| Provision for loan losses | 70,000 | 106,000 | 130,000 | 166,000 |
| Pretax income | 995,000 | 2,257,000 | 3,340,000 | 4,505,000 |
| Income tax | 293,000 | 687,000 | 1,016,000 | 1,353,000 |
| Net income | 702,000 | 1,570,000 | 2,324,000 | 3,152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,877,000 | 35,744,000 | 36,499,000 | 37,327,000 |
| Total capital | 37,688,000 | 38,597,000 | 39,377,000 | 40,244,000 |
| Risk-weighted assets | 259,629,000 | 261,077,000 | 262,921,000 | 264,738,000 |