Call reports 2013
FIRST BANK — 2013
What FIRST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 315,866,000 | 319,905,000 | 318,280,000 | 317,735,000 |
| Total loans | 225,759,000 | 238,642,000 | 235,568,000 | 242,228,000 |
| Allowance for loan losses | 2,671,000 | 2,742,000 | 2,757,000 | 2,739,000 |
| Securities available for sale | 48,663,000 | 46,251,000 | 47,099,000 | 44,720,000 |
| Securities held to maturity | 0 | 1,410,000 | 1,410,000 | 940,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,021,000 | 272,584,000 | 273,428,000 | 263,545,000 |
| Interest-bearing deposits | 227,066,000 | 220,838,000 | 219,635,000 | 214,567,000 |
| Noninterest-bearing deposits | 47,955,000 | 51,746,000 | 53,793,000 | 48,978,000 |
| Equity capital | 34,592,000 | 34,677,000 | 35,721,000 | 36,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,934,000 | 5,966,000 | 9,056,000 | 12,084,000 |
| Interest expense | 470,000 | 919,000 | 1,359,000 | 1,767,000 |
| Net interest income | 2,464,000 | 5,047,000 | 7,697,000 | 10,317,000 |
| Noninterest income | 367,000 | 764,000 | 1,155,000 | 1,517,000 |
| Noninterest expense | 1,867,000 | 3,603,000 | 5,496,000 | 7,322,000 |
| Provision for loan losses | 20,000 | 90,000 | 110,000 | 140,000 |
| Pretax income | 944,000 | 2,118,000 | 3,246,000 | 4,372,000 |
| Income tax | 275,000 | 631,000 | 981,000 | 1,305,000 |
| Net income | 669,000 | 1,487,000 | 2,265,000 | 3,067,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,153,000 | 32,721,000 | 33,498,000 | 34,175,000 |
| Total capital | 34,824,000 | 35,463,000 | 36,255,000 | 36,914,000 |
| Risk-weighted assets | 237,274,000 | 248,529,000 | 247,313,000 | 252,740,000 |