Call reports 2012
FIRST BANK — 2012
What FIRST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 296,369,000 | 297,440,000 | 309,322,000 | 319,494,000 |
| Total loans | 196,112,000 | 198,545,000 | 201,255,000 | 219,942,000 |
| Allowance for loan losses | 2,536,000 | 2,589,000 | 2,613,000 | 2,651,000 |
| Securities available for sale | 46,868,000 | 45,263,000 | 47,306,000 | 48,131,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,723,000 | 257,057,000 | 269,090,000 | 278,224,000 |
| Interest-bearing deposits | 212,850,000 | 211,606,000 | 219,966,000 | 221,836,000 |
| Noninterest-bearing deposits | 43,873,000 | 45,451,000 | 49,124,000 | 56,388,000 |
| Equity capital | 32,321,000 | 32,996,000 | 33,717,000 | 33,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,936,000 | 5,883,000 | 8,868,000 | 11,884,000 |
| Interest expense | 607,000 | 1,180,000 | 1,733,000 | 2,243,000 |
| Net interest income | 2,329,000 | 4,703,000 | 7,135,000 | 9,641,000 |
| Noninterest income | 358,000 | 696,000 | 1,040,000 | 1,411,000 |
| Noninterest expense | 1,787,000 | 3,449,000 | 5,265,000 | 7,089,000 |
| Provision for loan losses | 20,000 | 50,000 | 70,000 | 100,000 |
| Pretax income | 880,000 | 1,905,000 | 2,845,000 | 3,868,000 |
| Income tax | 263,000 | 580,000 | 866,000 | 1,099,000 |
| Net income | 617,000 | 1,325,000 | 1,979,000 | 2,769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,681,000 | 30,389,000 | 31,043,000 | 31,483,000 |
| Total capital | 32,217,000 | 32,978,000 | 33,656,000 | 34,134,000 |
| Risk-weighted assets | 206,395,000 | 207,573,000 | 212,104,000 | 231,639,000 |