Call reports 2011
FIRST BANK — 2011
What FIRST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 283,578,000 | 275,419,000 | 285,444,000 | 287,837,000 |
| Total loans | 190,578,000 | 201,921,000 | 201,885,000 | 194,585,000 |
| Allowance for loan losses | 2,419,000 | 2,557,000 | 2,687,000 | 2,808,000 |
| Securities available for sale | 39,473,000 | 40,926,000 | 44,655,000 | 46,841,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,361,000 | 235,580,000 | 245,864,000 | 247,990,000 |
| Interest-bearing deposits | 210,522,000 | 197,691,000 | 207,664,000 | 204,561,000 |
| Noninterest-bearing deposits | 34,839,000 | 37,889,000 | 38,200,000 | 43,429,000 |
| Equity capital | 30,096,000 | 31,038,000 | 31,576,000 | 31,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,948,000 | 6,015,000 | 9,155,000 | 12,184,000 |
| Interest expense | 720,000 | 1,441,000 | 2,137,000 | 2,789,000 |
| Net interest income | 2,228,000 | 4,574,000 | 7,018,000 | 9,395,000 |
| Noninterest income | 333,000 | 679,000 | 1,015,000 | 1,360,000 |
| Noninterest expense | 1,821,000 | 3,496,000 | 5,137,000 | 6,820,000 |
| Provision for loan losses | 80,000 | 200,000 | 310,000 | 424,000 |
| Pretax income | 660,000 | 1,557,000 | 2,586,000 | 3,511,000 |
| Income tax | 182,000 | 450,000 | 771,000 | 1,051,000 |
| Net income | 478,000 | 1,107,000 | 1,815,000 | 2,460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,757,000 | 28,386,000 | 28,844,000 | 29,264,000 |
| Total capital | 30,176,000 | 30,943,000 | 31,504,000 | 31,835,000 |
| Risk-weighted assets | 201,325,000 | 209,902,000 | 212,029,000 | 205,516,000 |