Call reports 2010
FIRST BANK — 2010
What FIRST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 268,257,000 | 260,713,000 | 266,181,000 | 271,984,000 |
| Total loans | 186,621,000 | 186,840,000 | 188,113,000 | 185,794,000 |
| Allowance for loan losses | 1,816,000 | 1,958,000 | 2,215,000 | 2,335,000 |
| Securities available for sale | 34,621,000 | 34,525,000 | 35,131,000 | 39,783,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,154,000 | 224,441,000 | 228,799,000 | 234,408,000 |
| Interest-bearing deposits | 199,300,000 | 188,377,000 | 192,951,000 | 190,521,000 |
| Noninterest-bearing deposits | 32,854,000 | 36,064,000 | 35,848,000 | 43,887,000 |
| Equity capital | 27,790,000 | 28,492,000 | 28,943,000 | 29,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,044,000 | 6,090,000 | 9,165,000 | 12,405,000 |
| Interest expense | 821,000 | 1,584,000 | 2,331,000 | 3,052,000 |
| Net interest income | 2,223,000 | 4,506,000 | 6,834,000 | 9,353,000 |
| Noninterest income | 365,000 | 723,000 | 1,069,000 | 1,841,000 |
| Noninterest expense | 1,838,000 | 3,470,000 | 5,259,000 | 6,894,000 |
| Provision for loan losses | 330,000 | 470,000 | 970,000 | 1,090,000 |
| Pretax income | 420,000 | 1,289,000 | 1,674,000 | 3,210,000 |
| Income tax | 93,000 | 353,000 | 438,000 | 948,000 |
| Net income | 327,000 | 936,000 | 1,236,000 | 2,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,445,000 | 26,053,000 | 26,353,000 | 27,279,000 |
| Total capital | 27,261,000 | 28,011,000 | 28,568,000 | 29,614,000 |
| Risk-weighted assets | 198,664,000 | 196,463,000 | 197,998,000 | 195,619,000 |