Call reports 2005
FIRST BANK — 2005
What FIRST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 154,758,000 | 148,020,000 | 207,800,000 | 214,953,000 |
| Total loans | 102,486,000 | 104,176,000 | 154,144,000 | 151,140,000 |
| Allowance for loan losses | 1,163,000 | 1,170,000 | 1,537,000 | 1,550,000 |
| Securities available for sale | 29,873,000 | 26,843,000 | 30,191,000 | 30,695,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,068,000 | 120,455,000 | 174,750,000 | 185,773,000 |
| Interest-bearing deposits | 104,404,000 | 99,549,000 | 143,308,000 | 153,567,000 |
| Noninterest-bearing deposits | 23,664,000 | 20,906,000 | 31,442,000 | 32,206,000 |
| Equity capital | 16,449,000 | 16,720,000 | 18,927,000 | 19,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,904,000 | 3,964,000 | 8,207,000 | 11,143,000 |
| Interest expense | 515,000 | 1,050,000 | 2,500,000 | 3,522,000 |
| Net interest income | 1,389,000 | 2,914,000 | 5,707,000 | 7,621,000 |
| Noninterest income | 316,000 | 647,000 | 1,077,000 | 1,362,000 |
| Noninterest expense | 1,156,000 | 2,441,000 | 4,775,000 | 6,504,000 |
| Provision for loan losses | 4,000 | 9,000 | 67,000 | 95,000 |
| Pretax income | 545,000 | 1,111,000 | 1,942,000 | 2,384,000 |
| Income tax | 142,000 | 292,000 | 565,000 | 582,000 |
| Net income | 403,000 | 819,000 | 1,377,000 | 1,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,442,000 | 14,585,000 | 16,943,000 | 17,369,000 |
| Total capital | 15,605,000 | 15,755,000 | 18,480,000 | 18,919,000 |
| Risk-weighted assets | 110,032,000 | 110,417,000 | 159,617,000 | 159,163,000 |
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