Call reports 2015
SIOUXLAND BANK — 2015
What SIOUXLAND BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 53,813,000 | 51,908,000 | 52,878,000 | 50,511,000 |
| Total loans | 27,566,000 | 27,953,000 | 27,978,000 | 26,500,000 |
| Allowance for loan losses | 462,000 | 395,000 | 345,000 | 347,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 225,000 | 225,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,649,000 | 46,712,000 | 47,586,000 | 45,343,000 |
| Interest-bearing deposits | 40,047,000 | 38,310,000 | 38,829,000 | 37,242,000 |
| Noninterest-bearing deposits | 8,602,000 | 8,402,000 | 8,757,000 | 8,101,000 |
| Equity capital | 4,727,000 | 4,787,000 | 4,861,000 | 4,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 375,000 | 758,000 | 1,147,000 | 1,526,000 |
| Interest expense | 102,000 | 206,000 | 309,000 | 411,000 |
| Net interest income | 273,000 | 552,000 | 838,000 | 1,115,000 |
| Noninterest income | 60,000 | 125,000 | 177,000 | 216,000 |
| Noninterest expense | 253,000 | 493,000 | 744,000 | 1,022,000 |
| Provision for loan losses | 33,000 | 66,000 | 66,000 | 76,000 |
| Pretax income | 47,000 | 118,000 | 205,000 | 233,000 |
| Income tax | 9,000 | 20,000 | 33,000 | -3,000 |
| Net income | 38,000 | 98,000 | 172,000 | 236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,727,000 | 4,787,000 | 4,861,000 | 4,850,000 |
| Total capital | 5,058,000 | 5,120,000 | 5,198,000 | 5,174,000 |
| Risk-weighted assets | 26,357,000 | 26,540,000 | 26,924,000 | 25,937,000 |