Call reports 2012
CITIZENS STATE BANK — 2012
What CITIZENS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 79,074,000 | 80,566,000 | 80,443,000 | 85,138,000 |
| Total loans | 31,764,000 | 28,875,000 | 28,508,000 | 27,021,000 |
| Allowance for loan losses | 610,000 | 628,000 | 647,000 | 664,000 |
| Securities available for sale | 39,278,000 | 43,571,000 | 43,819,000 | 49,981,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,599,000 | 59,112,000 | 59,687,000 | 61,189,000 |
| Interest-bearing deposits | 53,221,000 | 54,474,000 | 54,794,000 | 56,657,000 |
| Noninterest-bearing deposits | 4,377,000 | 4,638,000 | 4,892,000 | 4,532,000 |
| Equity capital | 15,938,000 | 16,187,000 | 16,464,000 | 16,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 730,000 | 1,436,000 | 2,193,000 | 2,880,000 |
| Interest expense | 159,000 | 310,000 | 462,000 | 619,000 |
| Net interest income | 571,000 | 1,126,000 | 1,731,000 | 2,261,000 |
| Noninterest income | 77,000 | 168,000 | 264,000 | 369,000 |
| Noninterest expense | 403,000 | 799,000 | 1,213,000 | 1,618,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 231,000 | 464,000 | 733,000 | 961,000 |
| Income tax | 36,000 | 74,000 | 130,000 | 199,000 |
| Net income | 195,000 | 390,000 | 603,000 | 762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,687,000 | 9,882,000 | 10,095,000 | 9,908,000 |
| Total capital | 10,198,000 | 10,376,000 | 10,613,000 | 10,354,000 |
| Risk-weighted assets | 40,785,000 | 39,421,000 | 40,971,000 | 35,397,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS STATE BANK — 2012 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.