Call reports 2006
CITIZENS STATE BANK — 2006
What CITIZENS STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 52,172,000 | 52,298,000 | 51,037,000 | 50,049,000 |
| Total loans | 31,380,000 | 30,772,000 | 30,339,000 | 28,458,000 |
| Allowance for loan losses | 438,000 | 441,000 | 443,000 | 457,000 |
| Securities available for sale | 9,242,000 | 11,516,000 | 11,761,000 | 13,176,000 |
| Securities held to maturity | 200,000 | 200,000 | 100,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,841,000 | 39,095,000 | 37,572,000 | 36,454,000 |
| Interest-bearing deposits | 35,951,000 | 34,406,000 | 34,211,000 | 33,414,000 |
| Noninterest-bearing deposits | 2,890,000 | 4,688,000 | 3,361,000 | 3,040,000 |
| Equity capital | 12,552,000 | 12,598,000 | 12,796,000 | 11,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 716,000 | 1,494,000 | 2,279,000 | 3,060,000 |
| Interest expense | 228,000 | 470,000 | 735,000 | 1,020,000 |
| Net interest income | 488,000 | 1,024,000 | 1,544,000 | 2,040,000 |
| Noninterest income | 75,000 | 146,000 | 228,000 | 298,000 |
| Noninterest expense | 329,000 | 674,000 | 1,010,000 | 1,324,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 234,000 | 496,000 | 762,000 | 1,014,000 |
| Income tax | 80,000 | 172,000 | 266,000 | 345,000 |
| Net income | 154,000 | 324,000 | 496,000 | 669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,388,000 | 7,499,000 | 7,605,000 | 6,712,000 |
| Total capital | 7,811,000 | 7,914,000 | 8,020,000 | 7,098,000 |
| Risk-weighted assets | 33,821,000 | 33,155,000 | 32,707,000 | 30,804,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS STATE BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.