Call reports 2019
METRO BANK — 2019
What METRO BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 26,609,000 | 26,525,000 | 25,775,000 | 26,311,000 |
| Total loans | 13,767,000 | 12,029,000 | 11,898,000 | 12,282,000 |
| Allowance for loan losses | 145,000 | 159,000 | 157,000 | 160,000 |
| Securities available for sale | 4,025,000 | 4,870,000 | 6,620,000 | 6,251,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,220,000 | 21,156,000 | 20,527,000 | 21,293,000 |
| Interest-bearing deposits | 21,220,000 | 21,156,000 | 20,527,000 | 21,293,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 5,119,000 | 5,009,000 | 4,849,000 | 4,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 244,000 | 513,000 | 751,000 | 986,000 |
| Interest expense | 80,000 | 170,000 | 266,000 | 367,000 |
| Net interest income | 164,000 | 343,000 | 485,000 | 619,000 |
| Noninterest income | 16,000 | 43,000 | 93,000 | 193,000 |
| Noninterest expense | 353,000 | 714,000 | 1,069,000 | 1,369,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -173,000 | -328,000 | -491,000 | -557,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -173,000 | -328,000 | -491,000 | -557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,155,000 | 5,001,000 | 4,838,000 | 4,773,000 |
| Total capital | 5,300,000 | 5,159,000 | 4,995,000 | 4,933,000 |
| Risk-weighted assets | 17,778,000 | 15,877,000 | 15,827,000 | 16,179,000 |