Call reports 2016
METRO BANK — 2016
What METRO BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 31,479,000 | 31,323,000 | 31,449,000 | 30,882,000 |
| Total loans | 14,382,000 | 13,965,000 | 13,813,000 | 14,309,000 |
| Allowance for loan losses | 199,000 | 200,000 | 201,000 | 195,000 |
| Securities available for sale | 5,682,000 | 7,102,000 | 6,876,000 | 6,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,803,000 | 25,698,000 | 25,808,000 | 25,438,000 |
| Interest-bearing deposits | 25,803,000 | 25,698,000 | 25,808,000 | 25,438,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 5,447,000 | 5,410,000 | 5,360,000 | 5,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 224,000 | 441,000 | 659,000 | 884,000 |
| Interest expense | 40,000 | 82,000 | 126,000 | 171,000 |
| Net interest income | 184,000 | 359,000 | 533,000 | 713,000 |
| Noninterest income | 124,000 | 260,000 | 385,000 | 508,000 |
| Noninterest expense | 356,000 | 741,000 | 1,099,000 | 1,423,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -48,000 | -122,000 | -181,000 | -202,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -48,000 | -122,000 | -181,000 | -202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,447,000 | 5,373,000 | 5,314,000 | 5,294,000 |
| Total capital | 5,646,000 | 5,573,000 | 5,515,000 | 5,489,000 |
| Risk-weighted assets | 18,409,000 | 17,995,000 | 17,846,000 | 18,112,000 |