Call reports 2015
METRO BANK — 2015
What METRO BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 32,952,000 | 31,789,000 | 31,953,000 | 30,990,000 |
| Total loans | 13,228,000 | 13,374,000 | 13,221,000 | 13,343,000 |
| Allowance for loan losses | 270,000 | 268,000 | 269,000 | 195,000 |
| Securities available for sale | 6,907,000 | 6,860,000 | 6,843,000 | 5,771,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,389,000 | 26,289,000 | 26,199,000 | 25,273,000 |
| Interest-bearing deposits | 27,389,000 | 26,289,000 | 26,199,000 | 25,273,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 5,358,000 | 5,256,000 | 5,459,000 | 5,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 210,000 | 429,000 | 645,000 | 865,000 |
| Interest expense | 30,000 | 62,000 | 98,000 | 134,000 |
| Net interest income | 180,000 | 367,000 | 547,000 | 731,000 |
| Noninterest income | 134,000 | 360,000 | 750,000 | 875,000 |
| Noninterest expense | 399,000 | 902,000 | 1,287,000 | 1,628,000 |
| Provision for loan losses | 0 | 0 | 0 | -75,000 |
| Pretax income | -85,000 | -175,000 | 10,000 | 53,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -85,000 | -175,000 | 10,000 | 53,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,358,000 | 5,256,000 | 5,453,000 | 5,495,000 |
| Total capital | 5,572,000 | 5,476,000 | 5,676,000 | 5,690,000 |
| Risk-weighted assets | 17,133,000 | 17,577,000 | 17,811,000 | 17,514,000 |