Call reports 2014
METRO BANK — 2014
What METRO BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 33,139,000 | 33,036,000 | 32,096,000 | 33,748,000 |
| Total loans | 14,106,000 | 14,179,000 | 13,631,000 | 13,403,000 |
| Allowance for loan losses | 285,000 | 295,000 | 297,000 | 257,000 |
| Securities available for sale | 5,225,000 | 4,727,000 | 4,220,000 | 5,912,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,592,000 | 27,532,000 | 26,398,000 | 28,102,000 |
| Interest-bearing deposits | 27,592,000 | 27,532,000 | 26,398,000 | 28,102,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 5,327,000 | 5,269,000 | 5,436,000 | 5,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 232,000 | 465,000 | 696,000 | 914,000 |
| Interest expense | 32,000 | 63,000 | 90,000 | 116,000 |
| Net interest income | 200,000 | 402,000 | 606,000 | 798,000 |
| Noninterest income | 230,000 | 362,000 | 623,000 | 749,000 |
| Noninterest expense | 495,000 | 893,000 | 1,256,000 | 1,620,000 |
| Provision for loan losses | 0 | 0 | -70,000 | -111,000 |
| Pretax income | -65,000 | -129,000 | 43,000 | 38,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -65,000 | -129,000 | 43,000 | 38,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,340,000 | 5,275,000 | 5,448,000 | 5,443,000 |
| Total capital | 5,558,000 | 5,494,000 | 5,662,000 | 5,658,000 |
| Risk-weighted assets | 17,371,000 | 17,489,000 | 17,096,000 | 17,317,000 |