Call reports 2013
METRO BANK — 2013
What METRO BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 33,485,000 | 33,908,000 | 34,110,000 | 33,393,000 |
| Total loans | 13,501,000 | 13,797,000 | 13,633,000 | 13,580,000 |
| Allowance for loan losses | 242,000 | 312,000 | 152,000 | 156,000 |
| Securities available for sale | 4,049,000 | 4,243,000 | 5,230,000 | 5,231,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,957,000 | 28,398,000 | 28,672,000 | 27,716,000 |
| Interest-bearing deposits | 27,957,000 | 28,398,000 | 28,672,000 | 27,716,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 5,251,000 | 5,196,000 | 5,126,000 | 5,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 223,000 | 452,000 | 676,000 | 907,000 |
| Interest expense | 40,000 | 79,000 | 115,000 | 148,000 |
| Net interest income | 183,000 | 373,000 | 561,000 | 759,000 |
| Noninterest income | 183,000 | 371,000 | 563,000 | 1,027,000 |
| Noninterest expense | 396,000 | 804,000 | 1,218,000 | 1,612,000 |
| Provision for loan losses | 0 | 0 | 45,000 | 45,000 |
| Pretax income | -30,000 | -60,000 | -139,000 | 129,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -30,000 | -60,000 | -139,000 | 129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,246,000 | 5,215,000 | 5,137,000 | 5,405,000 |
| Total capital | 5,461,000 | 5,439,000 | 5,289,000 | 5,561,000 |
| Risk-weighted assets | 17,188,000 | 17,860,000 | 17,646,000 | 17,394,000 |