Call reports 2012
METRO BANK — 2012
What METRO BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 32,077,000 | 32,430,000 | 32,775,000 | 32,725,000 |
| Total loans | 11,361,000 | 11,569,000 | 11,329,000 | 12,417,000 |
| Allowance for loan losses | 231,000 | 301,000 | 260,000 | 230,000 |
| Securities available for sale | 7,000,000 | 6,951,000 | 5,400,000 | 4,847,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,050,000 | 27,032,000 | 27,462,000 | 27,087,000 |
| Interest-bearing deposits | 27,050,000 | 27,032,000 | 27,462,000 | 27,087,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 4,658,000 | 4,998,000 | 4,908,000 | 5,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 223,000 | 441,000 | 652,000 | 879,000 |
| Interest expense | 73,000 | 140,000 | 195,000 | 244,000 |
| Net interest income | 150,000 | 301,000 | 457,000 | 635,000 |
| Noninterest income | 211,000 | 441,000 | 637,000 | 1,234,000 |
| Noninterest expense | 427,000 | 874,000 | 1,316,000 | 1,701,000 |
| Provision for loan losses | 23,000 | 23,000 | 23,000 | 23,000 |
| Pretax income | -89,000 | -155,000 | -245,000 | 145,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -89,000 | -155,000 | -245,000 | 145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,640,000 | 4,975,000 | 4,885,000 | 5,276,000 |
| Total capital | 4,830,000 | 5,173,000 | 5,083,000 | 5,487,000 |
| Risk-weighted assets | 15,172,000 | 15,719,000 | 15,801,000 | 16,869,000 |