Call reports 2011
METRO BANK — 2011
What METRO BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 35,330,000 | 31,572,000 | 31,371,000 | 32,278,000 |
| Total loans | 14,214,000 | 12,904,000 | 12,520,000 | 11,960,000 |
| Allowance for loan losses | 518,000 | 474,000 | 389,000 | 281,000 |
| Securities available for sale | 7,766,000 | 5,227,000 | 8,649,000 | 7,566,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,665,000 | 26,854,000 | 26,856,000 | 27,164,000 |
| Interest-bearing deposits | 30,665,000 | 26,854,000 | 26,856,000 | 27,164,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 4,381,000 | 4,336,000 | 4,126,000 | 4,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 241,000 | 468,000 | 703,000 | 913,000 |
| Interest expense | 93,000 | 183,000 | 269,000 | 348,000 |
| Net interest income | 148,000 | 285,000 | 434,000 | 565,000 |
| Noninterest income | 153,000 | 424,000 | 576,000 | 1,756,000 |
| Noninterest expense | 433,000 | 928,000 | 1,431,000 | 1,935,000 |
| Provision for loan losses | 0 | 0 | 0 | 171,000 |
| Pretax income | -132,000 | -219,000 | -421,000 | 215,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -132,000 | -219,000 | -421,000 | 215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,381,000 | 4,296,000 | 4,093,000 | 4,729,000 |
| Total capital | 4,602,000 | 4,500,000 | 4,292,000 | 4,924,000 |
| Risk-weighted assets | 17,400,000 | 15,984,000 | 15,644,000 | 15,576,000 |