Call reports 2026
CLEO STATE BANK — 2026
What CLEO STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 114,686,000 | 122,528,000 |
| Total loans | 71,806,000 | 68,043,000 |
| Allowance for loan losses | 590,000 | 546,000 |
| Securities available for sale | 24,186,000 | 27,354,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 96,231,000 | 103,896,000 |
| Interest-bearing deposits | 63,982,000 | 69,594,000 |
| Noninterest-bearing deposits | 32,249,000 | 34,302,000 |
| Equity capital | 18,317,000 | 18,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,574,000 | 3,453,000 |
| Interest expense | 448,000 | 902,000 |
| Net interest income | 1,126,000 | 2,551,000 |
| Noninterest income | 78,000 | 167,000 |
| Noninterest expense | 648,000 | 1,250,000 |
| Provision for loan losses | 69,000 | 138,000 |
| Pretax income | 487,000 | 1,330,000 |
| Income tax | 0 | 0 |
| Net income | 487,000 | 1,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 19,440,000 | 19,873,000 |