Call reports 2024
CLEO STATE BANK — 2024
What CLEO STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 110,875,000 | 114,599,000 | 114,171,000 | 109,454,000 |
| Total loans | 56,094,000 | 55,668,000 | 54,705,000 | 57,383,000 |
| Allowance for loan losses | 560,000 | 555,000 | 552,000 | 603,000 |
| Securities available for sale | 38,077,000 | 39,254,000 | 41,218,000 | 39,974,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,021,000 | 99,062,000 | 97,305,000 | 93,245,000 |
| Interest-bearing deposits | 72,403,000 | 73,658,000 | 72,392,000 | 70,272,000 |
| Noninterest-bearing deposits | 23,618,000 | 25,404,000 | 24,913,000 | 22,973,000 |
| Equity capital | 14,698,000 | 15,392,000 | 16,713,000 | 16,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,325,000 | 3,116,000 | 4,575,000 | 6,047,000 |
| Interest expense | 513,000 | 1,067,000 | 1,624,000 | 2,181,000 |
| Net interest income | 812,000 | 2,049,000 | 2,951,000 | 3,866,000 |
| Noninterest income | 82,000 | 169,000 | 261,000 | 357,000 |
| Noninterest expense | 609,000 | 1,223,000 | 1,786,000 | 2,579,000 |
| Provision for loan losses | 0 | 0 | 0 | 40,000 |
| Pretax income | 285,000 | 995,000 | 1,426,000 | 1,604,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 285,000 | 995,000 | 1,426,000 | 1,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,402,000 | 18,112,000 | 18,543,000 | 18,256,000 |