Call reports 2023
CLEO STATE BANK — 2023
What CLEO STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 111,191,000 | 107,435,000 | 108,676,000 | 106,061,000 |
| Total loans | 46,197,000 | 50,318,000 | 51,364,000 | 53,367,000 |
| Allowance for loan losses | 587,000 | 572,000 | 570,000 | 588,000 |
| Securities available for sale | 40,276,000 | 39,870,000 | 39,457,000 | 38,977,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,694,000 | 93,066,000 | 94,808,000 | 91,180,000 |
| Interest-bearing deposits | 70,208,000 | 68,672,000 | 68,494,000 | 67,038,000 |
| Noninterest-bearing deposits | 26,486,000 | 24,394,000 | 26,314,000 | 24,142,000 |
| Equity capital | 14,394,000 | 14,261,000 | 13,748,000 | 14,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,029,000 | 2,535,000 | 3,894,000 | 5,254,000 |
| Interest expense | 210,000 | 643,000 | 1,111,000 | 1,600,000 |
| Net interest income | 819,000 | 1,892,000 | 2,783,000 | 3,654,000 |
| Noninterest income | 74,000 | 153,000 | 230,000 | 323,000 |
| Noninterest expense | 580,000 | 1,212,000 | 1,784,000 | 2,608,000 |
| Provision for loan losses | 0 | 4,000 | 7,000 | 18,000 |
| Pretax income | 287,000 | 803,000 | 1,196,000 | 1,325,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 287,000 | 803,000 | 1,196,000 | 1,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,065,000 | 17,581,000 | 17,416,000 | 17,539,000 |