Call reports 2022
CLEO STATE BANK — 2022
What CLEO STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 99,395,000 | 98,387,000 | 97,341,000 | 93,526,000 |
| Total loans | 41,694,000 | 38,669,000 | 40,640,000 | 43,595,000 |
| Allowance for loan losses | 602,000 | 603,000 | 665,000 | 613,000 |
| Securities available for sale | 45,280,000 | 41,181,000 | 40,054,000 | 40,192,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,275,000 | 83,088,000 | 83,282,000 | 79,039,000 |
| Interest-bearing deposits | 55,783,000 | 54,807,000 | 54,937,000 | 52,267,000 |
| Noninterest-bearing deposits | 26,492,000 | 28,281,000 | 28,345,000 | 26,772,000 |
| Equity capital | 17,097,000 | 15,283,000 | 14,039,000 | 14,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,055,000 | 2,408,000 | 3,746,000 | 4,755,000 |
| Interest expense | 54,000 | 107,000 | 165,000 | 234,000 |
| Net interest income | 1,001,000 | 2,301,000 | 3,581,000 | 4,521,000 |
| Noninterest income | 85,000 | 162,000 | 243,000 | 326,000 |
| Noninterest expense | 572,000 | 1,247,000 | 1,787,000 | 2,543,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 514,000 | 1,216,000 | 2,029,000 | 2,296,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 514,000 | 1,216,000 | 2,029,000 | 2,296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,125,000 | 17,262,000 | 17,511,000 | 17,777,000 |