Call reports 2021
CLEO STATE BANK — 2021
What CLEO STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 92,897,000 | 95,145,000 | 96,037,000 | 94,261,000 |
| Total loans | 39,141,000 | 36,090,000 | 35,656,000 | 37,932,000 |
| Allowance for loan losses | 700,000 | 602,000 | 518,000 | 560,000 |
| Securities available for sale | 45,927,000 | 44,290,000 | 49,379,000 | 44,040,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,150,000 | 76,778,000 | 77,553,000 | 76,513,000 |
| Interest-bearing deposits | 50,466,000 | 50,395,000 | 51,044,000 | 52,602,000 |
| Noninterest-bearing deposits | 24,684,000 | 26,383,000 | 26,509,000 | 23,911,000 |
| Equity capital | 17,638,000 | 18,264,000 | 18,378,000 | 17,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 994,000 | 2,164,000 | 3,278,000 | 4,238,000 |
| Interest expense | 57,000 | 110,000 | 164,000 | 218,000 |
| Net interest income | 937,000 | 2,054,000 | 3,114,000 | 4,020,000 |
| Noninterest income | 101,000 | 197,000 | 293,000 | 472,000 |
| Noninterest expense | 513,000 | 1,052,000 | 1,563,000 | 2,286,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 525,000 | 1,199,000 | 1,844,000 | 2,154,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 525,000 | 1,199,000 | 1,844,000 | 2,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,257,000 | 16,932,000 | 17,152,000 | 16,611,000 |