Call reports 2020
CLEO STATE BANK — 2020
What CLEO STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 88,081,000 | 91,610,000 | 89,391,000 | 88,559,000 |
| Total loans | 33,689,000 | 32,374,000 | 31,892,000 | 33,959,000 |
| Allowance for loan losses | 486,000 | 556,000 | 399,000 | 474,000 |
| Securities available for sale | 41,566,000 | 49,966,000 | 36,856,000 | 46,162,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,444,000 | 74,432,000 | 71,820,000 | 70,955,000 |
| Interest-bearing deposits | 48,853,000 | 49,832,000 | 48,075,000 | 48,090,000 |
| Noninterest-bearing deposits | 22,591,000 | 24,600,000 | 23,745,000 | 22,865,000 |
| Equity capital | 16,593,000 | 17,150,000 | 17,545,000 | 17,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 830,000 | 1,621,000 | 2,441,000 | 3,183,000 |
| Interest expense | 101,000 | 193,000 | 279,000 | 349,000 |
| Net interest income | 729,000 | 1,428,000 | 2,162,000 | 2,834,000 |
| Noninterest income | 104,000 | 193,000 | 284,000 | 380,000 |
| Noninterest expense | 515,000 | 1,066,000 | 1,625,000 | 2,275,000 |
| Provision for loan losses | 30,000 | 90,000 | 150,000 | 355,000 |
| Pretax income | 288,000 | 465,000 | 671,000 | 584,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 288,000 | 465,000 | 671,000 | 584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,050,000 | 15,963,000 | 16,170,000 | 16,082,000 |