Call reports 2019
CLEO STATE BANK — 2019
What CLEO STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 89,832,000 | 87,654,000 | 86,917,000 | 86,193,000 |
| Total loans | 31,539,000 | 29,000,000 | 27,497,000 | 30,801,000 |
| Allowance for loan losses | 468,000 | 536,000 | 447,000 | 453,000 |
| Securities available for sale | 47,645,000 | 50,802,000 | 47,711,000 | 43,078,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,378,000 | 71,772,000 | 70,701,000 | 70,017,000 |
| Interest-bearing deposits | 49,267,000 | 49,338,000 | 47,452,000 | 47,113,000 |
| Noninterest-bearing deposits | 25,111,000 | 22,434,000 | 23,249,000 | 22,904,000 |
| Equity capital | 15,423,000 | 15,850,000 | 16,181,000 | 16,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 836,000 | 1,656,000 | 2,449,000 | 3,232,000 |
| Interest expense | 91,000 | 184,000 | 287,000 | 386,000 |
| Net interest income | 745,000 | 1,472,000 | 2,162,000 | 2,846,000 |
| Noninterest income | 93,000 | 186,000 | 302,000 | 406,000 |
| Noninterest expense | 501,000 | 1,092,000 | 1,661,000 | 2,356,000 |
| Provision for loan losses | 0 | 125,000 | 125,000 | 204,000 |
| Pretax income | 337,000 | 441,000 | 678,000 | 692,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 337,000 | 441,000 | 678,000 | 692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,493,000 | 15,597,000 | 15,834,000 | 15,848,000 |
| Total capital | 15,961,000 | 16,027,000 | 16,262,000 | 16,302,000 |
| Risk-weighted assets | 38,463,000 | 34,329,000 | 34,194,000 | 37,303,000 |