Call reports 2018
CLEO STATE BANK — 2018
What CLEO STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 89,333,000 | 89,768,000 | 89,142,000 | 87,360,000 |
| Total loans | 32,033,000 | 28,558,000 | 27,814,000 | 31,612,000 |
| Allowance for loan losses | 555,000 | 456,000 | 468,000 | 488,000 |
| Securities available for sale | 47,749,000 | 31,889,000 | 45,951,000 | 45,700,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,975,000 | 75,685,000 | 74,645,000 | 72,736,000 |
| Interest-bearing deposits | 50,831,000 | 41,660,000 | 49,753,000 | 49,529,000 |
| Noninterest-bearing deposits | 24,144,000 | 34,025,000 | 24,892,000 | 23,207,000 |
| Equity capital | 14,346,000 | 14,068,000 | 14,477,000 | 14,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 851,000 | 1,645,000 | 2,457,000 | 3,270,000 |
| Interest expense | 46,000 | 104,000 | 171,000 | 250,000 |
| Net interest income | 805,000 | 1,541,000 | 2,286,000 | 3,020,000 |
| Noninterest income | 96,000 | 212,000 | 311,000 | 420,000 |
| Noninterest expense | 455,000 | 905,000 | 1,414,000 | 2,077,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 259,000 | -375,000 | 188,000 | 18,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 259,000 | -375,000 | 188,000 | 18,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,397,000 | 14,762,000 | 15,325,000 | 15,156,000 |
| Total capital | 15,952,000 | 15,217,000 | 15,793,000 | 15,640,000 |
| Risk-weighted assets | 44,485,000 | 63,089,000 | 49,432,000 | 38,707,000 |