Call reports 2017
CLEO STATE BANK — 2017
What CLEO STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 93,451,000 | 93,874,000 | 92,267,000 | 88,792,000 |
| Total loans | 37,606,000 | 35,302,000 | 32,104,000 | 33,002,000 |
| Allowance for loan losses | 1,632,000 | 623,000 | 807,000 | 567,000 |
| Securities available for sale | 52,364,000 | 54,607,000 | 54,799,000 | 52,039,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,456,000 | 76,456,000 | 76,184,000 | 72,356,000 |
| Interest-bearing deposits | 56,279,000 | 53,852,000 | 52,377,000 | 49,639,000 |
| Noninterest-bearing deposits | 22,177,000 | 22,604,000 | 23,807,000 | 22,717,000 |
| Equity capital | 14,986,000 | 16,152,000 | 16,072,000 | 14,568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 946,000 | 1,790,000 | 2,616,000 | 3,462,000 |
| Interest expense | 38,000 | 74,000 | 126,000 | 173,000 |
| Net interest income | 908,000 | 1,716,000 | 2,490,000 | 3,289,000 |
| Noninterest income | 117,000 | 261,000 | 332,000 | 440,000 |
| Noninterest expense | 439,000 | 922,000 | 1,435,000 | 1,991,000 |
| Provision for loan losses | 3,000 | 16,000 | 224,000 | 1,422,000 |
| Pretax income | 583,000 | 1,002,000 | 1,129,000 | 282,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 583,000 | 1,002,000 | 1,129,000 | 282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,439,000 | 16,445,000 | 15,986,000 | 15,137,000 |
| Total capital | 16,634,000 | 17,068,000 | 16,793,000 | 15,703,000 |
| Risk-weighted assets | 95,129,000 | 94,909,000 | 94,051,000 | 90,135,000 |