Call reports 2013
CLEO STATE BANK — 2013
What CLEO STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 93,058,000 | 90,475,000 | 92,359,000 | 90,148,000 |
| Total loans | 28,547,000 | 28,618,000 | 27,769,000 | 31,519,000 |
| Allowance for loan losses | 263,000 | 264,000 | 262,000 | 352,000 |
| Securities available for sale | 52,525,000 | 51,451,000 | 52,641,000 | 53,231,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,797,000 | 76,205,000 | 78,433,000 | 76,607,000 |
| Interest-bearing deposits | 53,836,000 | 53,910,000 | 53,349,000 | 52,393,000 |
| Noninterest-bearing deposits | 22,961,000 | 22,295,000 | 25,084,000 | 24,214,000 |
| Equity capital | 16,244,000 | 14,256,000 | 13,913,000 | 13,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 818,000 | 1,709,000 | 2,557,000 | 3,433,000 |
| Interest expense | 56,000 | 106,000 | 151,000 | 194,000 |
| Net interest income | 762,000 | 1,603,000 | 2,406,000 | 3,239,000 |
| Noninterest income | 108,000 | 215,000 | 332,000 | 453,000 |
| Noninterest expense | 368,000 | 761,000 | 1,138,000 | 1,637,000 |
| Provision for loan losses | 0 | 0 | 0 | 98,000 |
| Pretax income | 556,000 | 1,111,000 | 1,654,000 | 2,011,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 556,000 | 1,111,000 | 1,654,000 | 2,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,131,000 | 15,205,000 | 15,268,000 | 15,154,000 |
| Total capital | 15,394,000 | 15,469,000 | 15,530,000 | 15,506,000 |
| Risk-weighted assets | 58,705,000 | 58,522,000 | 58,685,000 | 60,633,000 |