Call reports 2012
CLEO STATE BANK — 2012
What CLEO STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 83,419,000 | 88,272,000 | 88,581,000 | 88,798,000 |
| Total loans | 23,845,000 | 22,999,000 | 24,378,000 | 27,411,000 |
| Allowance for loan losses | 370,000 | 371,000 | 371,000 | 263,000 |
| Securities available for sale | 48,758,000 | 48,852,000 | 51,501,000 | 52,860,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,144,000 | 71,814,000 | 71,760,000 | 72,219,000 |
| Interest-bearing deposits | 48,087,000 | 49,913,000 | 50,647,000 | 51,922,000 |
| Noninterest-bearing deposits | 19,057,000 | 21,901,000 | 21,113,000 | 20,297,000 |
| Equity capital | 16,256,000 | 16,441,000 | 16,803,000 | 16,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 794,000 | 1,586,000 | 2,377,000 | 3,126,000 |
| Interest expense | 66,000 | 133,000 | 194,000 | 252,000 |
| Net interest income | 728,000 | 1,453,000 | 2,183,000 | 2,874,000 |
| Noninterest income | 107,000 | 235,000 | 342,000 | 453,000 |
| Noninterest expense | 384,000 | 782,000 | 1,158,000 | 1,657,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 476,000 | 909,000 | 1,370,000 | 1,673,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 476,000 | 909,000 | 1,370,000 | 1,673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,820,000 | 14,904,000 | 15,055,000 | 15,037,000 |
| Total capital | 15,190,000 | 15,275,000 | 15,426,000 | 15,300,000 |
| Risk-weighted assets | 50,951,000 | 51,795,000 | 54,879,000 | 56,370,000 |