Call reports 2011
CLEO STATE BANK — 2011
What CLEO STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 74,788,000 | 77,534,000 | 82,061,000 | 79,117,000 |
| Total loans | 22,726,000 | 19,857,000 | 18,796,000 | 21,824,000 |
| Allowance for loan losses | 440,000 | 441,000 | 435,000 | 370,000 |
| Securities available for sale | 39,367,000 | 43,997,000 | 52,936,000 | 49,602,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,687,000 | 61,774,000 | 65,878,000 | 63,072,000 |
| Interest-bearing deposits | 43,289,000 | 44,438,000 | 37,523,000 | 46,250,000 |
| Noninterest-bearing deposits | 16,398,000 | 17,336,000 | 28,355,000 | 16,822,000 |
| Equity capital | 15,031,000 | 15,733,000 | 16,157,000 | 16,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 741,000 | 1,518,000 | 2,282,000 | 3,024,000 |
| Interest expense | 91,000 | 177,000 | 258,000 | 335,000 |
| Net interest income | 650,000 | 1,341,000 | 2,024,000 | 2,689,000 |
| Noninterest income | 94,000 | 206,000 | 317,000 | 429,000 |
| Noninterest expense | 380,000 | 691,000 | 1,066,000 | 1,517,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 364,000 | 876,000 | 1,295,000 | 1,621,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 364,000 | 876,000 | 1,295,000 | 1,621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,257,000 | 14,469,000 | 14,508,000 | 14,494,000 |
| Total capital | 14,697,000 | 14,910,000 | 14,943,000 | 14,776,000 |
| Risk-weighted assets | 41,457,000 | 42,198,000 | 46,189,000 | 72,413,000 |