Call reports 2010
CLEO STATE BANK — 2010
What CLEO STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 70,075,000 | 70,231,000 | 71,008,000 | 68,217,000 |
| Total loans | 21,656,000 | 19,659,000 | 18,662,000 | 23,179,000 |
| Allowance for loan losses | 450,000 | 450,000 | 443,000 | 441,000 |
| Securities available for sale | 38,816,000 | 39,068,000 | 40,996,000 | 37,303,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,822,000 | 54,630,000 | 55,341,000 | 53,252,000 |
| Interest-bearing deposits | 41,947,000 | 41,769,000 | 33,706,000 | 33,718,000 |
| Noninterest-bearing deposits | 12,875,000 | 12,861,000 | 21,635,000 | 19,534,000 |
| Equity capital | 15,168,000 | 15,524,000 | 15,590,000 | 14,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 813,000 | 1,585,000 | 2,323,000 | 3,065,000 |
| Interest expense | 122,000 | 239,000 | 350,000 | 449,000 |
| Net interest income | 691,000 | 1,346,000 | 1,973,000 | 2,616,000 |
| Noninterest income | 114,000 | 230,000 | 355,000 | 459,000 |
| Noninterest expense | 325,000 | 678,000 | 1,038,000 | 1,513,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 480,000 | 898,000 | 1,290,000 | 1,562,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 480,000 | 898,000 | 1,290,000 | 1,562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,086,000 | 14,114,000 | 14,166,000 | 14,118,000 |
| Total capital | 14,536,000 | 14,556,000 | 14,609,000 | 14,559,000 |
| Risk-weighted assets | 38,479,000 | 36,437,000 | 42,419,000 | 39,731,000 |