Call reports 2009
CLEO STATE BANK — 2009
What CLEO STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 70,338,000 | 70,108,000 | 69,884,000 | 69,428,000 |
| Total loans | 19,900,000 | 18,135,000 | 17,527,000 | 20,797,000 |
| Allowance for loan losses | 457,000 | 453,000 | 453,000 | 450,000 |
| Securities available for sale | 34,014,000 | 36,288,000 | 39,687,000 | 39,330,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,699,000 | 55,713,000 | 55,000,000 | 54,672,000 |
| Interest-bearing deposits | 41,284,000 | 41,386,000 | 42,162,000 | 41,262,000 |
| Noninterest-bearing deposits | 14,415,000 | 14,327,000 | 12,838,000 | 13,410,000 |
| Equity capital | 14,535,000 | 14,304,000 | 14,791,000 | 14,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 822,000 | 1,617,000 | 2,416,000 | 3,225,000 |
| Interest expense | 174,000 | 330,000 | 479,000 | 611,000 |
| Net interest income | 648,000 | 1,287,000 | 1,937,000 | 2,614,000 |
| Noninterest income | 101,000 | 204,000 | 319,000 | 412,000 |
| Noninterest expense | 343,000 | 669,000 | 1,056,000 | 1,465,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 412,000 | 855,000 | 1,233,000 | 1,594,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 412,000 | 855,000 | 1,233,000 | 1,594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,726,000 | 13,809,000 | 13,787,000 | 13,818,000 |
| Total capital | 14,183,000 | 14,253,000 | 14,216,000 | 14,268,000 |
| Risk-weighted assets | 37,493,000 | 36,427,000 | 35,470,000 | 37,384,000 |